Many people don’t understand how their insurance works or how to get the most of the benefits they’re paying for. Some are mislead by companies, actually not really sure what they are spending their money on. Some pay premiums once a month and only show up for their cleanings, leaving cavities to get worse. You are paying to receive discounts on services that you are not taking advantage of.
If patient”X” pays $39.oo/ month (which is average) for dental coverage, he pays $468.00 per year in dental premiums. If all you come to the dentist for is for 2 cleaning, 2 exams, and one set of bite wing x-rays, you have overspent by more than $150.00 per year.
Your average yearly limit on your insurance is about $1200.00 per year, depending on your policy. A benefit you pay for and don’t use is essentially GIVING money to your insurance company.
Keeping up with your cleaning appointments is great, your cavities will be getting worse and more costly to repair in the end. Don’t wait around for your cavity to turn into an emergency. Use your insurance instead of letting it use you.
Although, here at Asheville Dental Care, we do not work directly with the insurance companies, we will do everything we can to help you maximize your dental insurance coverage.
